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Jacksonville Florida Form 433-A: What You Should Know

Both you and your spouse need to sign the form (i.e., your spouse must also be listed on the Form 433-A). The following documents may be needed to complete Form 433-A or 433-F: In some cases when you're not able to pay even with a Form  433-A or 433-F, you may not need an agreement because the debt is not past due, and you'll  probably be able to repay it if you comply with your responsibilities. To  Pay or Refund a Debtor's Debt:  1. Use your Form 1040 or Form 1040A to notify the IRS that you wish to stop any payments on your debt. Note: You do not have to send your notice in the next 14 days after your notice is due! The payment will not stop until you have made no more payments on your debt. 2. Fill out the form (i.e., Schedule 3), and then forward it to the bank, credit union, etc. 3. Wait 10 days, but make the payments, which would continue until the next payment date. 4. Once you make your payments, the payments become interest-free. Note: For the repayment date, you may make the payment before the due date (your payment due date plus 10 days), but you may only repay it until the next payment due date. Payments: 1. Do your best to make all required payments. The IRS will send you more information on how to make  the payments. 2. If the payment is past due, and you aren't sure what your payment due date is, contact the  collectors office and get payment information and/or ask questions.  Interest: 1. To reduce your interest, you may: a. If you have more than 10 paid-off installments, make extra payments and try  to finish the payments as soon as possible. Note: Extra payments increase the interest rate and  continue the interest past the end of the due date b. If you're still paying off your original installment, make a single payment on your  debt with a one-time payment fee. Then, make any payments required. Make extra  payments if needed. Note: The longer you hold onto the installments, the longer the interest  rate will be. c.

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